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"From the government's perspective, one thing is certain, it is unlikely to intervene unless market expectations lean too much either toward appreciation or depreciation," he said.

"Fintech such as big data, artificial intelligence and blockchain have changed and will continue to bring profound change," said Steven Xu, financial services partner at Ernst & Young.

"Getting rid of the youngest level of people in an organization is not going to cost much," Lee said, explaining why such workers tend to be more vulnerable than other age groups in the current job market.

"From recent cases we notice that the government has made great efforts in environmental protection," said Su Dan, a lawyer at the Nanjing office of Yingke Law Firm. "But such garbage dumping still happens from time to time. I think the government should publicize the severe consequences of garbage dumping, strengthen supervision and lower the cost of garbage treatment."

"Gender equality is advocated strongly nowadays, so women should not hold such preconceptions that they are weaker than their male counterparts in income and financial capability," said Wang, a native of Anhui province who works for a foreign firm in Shanghai.